Social Security System (SSS)

SSS Funeral Benefit

SSS Funeral Benefit helps defray funeral expenses upon the death of a member, permanent total disability pensioner, or retirement pensioner. The claimant is whoever paid the funeral expenses. SSS publishes contribution-based amount bands (including a lower fixed amount for fewer than 36 contributions and a higher variable band when at least 36 contributions were paid). Member-claimants generally file online in My.SSS; non-member claimants file over the counter. Confirm exact amounts and documents on the official Funeral Benefit page.

Lump-sum funeral benefit payable to whoever paid funeral expenses for a deceased SSS member or pensioner—amounts and online vs OTC filing from official SSS sources.

Last verified October 9, 2026

Updated October 9, 2026

Claimant rule, contribution-based amount framework, online vs OTC split, and documentary themes come from https://www.sss.gov.ph/funeral-benefit/ (rechecked 2026-10-09).

Quick Summary

Agency
Social Security System (SSS)
How to apply
Online or walk-in
Published processing time
Depends on complete documents, identity proof of the deceased, and SSS evaluation. Track My.SSS status when filing online.
SSS contribution notes
See fees

What You’ll Need

Use this as a preparation checklist. Items marked “If it applies” are situational.

  • Person who paid the funeral expenses

    Official source

    Qualified claimants are those who defrayed funeral costs upon death of a covered member or pensioner.

  • Death certificate / civil registry proof of death

    Official source

    PSA or LCR death certificate (or authorized civil-registry certification) as listed on the official page.

  • Proof establishing the deceased member’s SSS identity

    Official source

    SSS lists acceptable proofs (UMID/SS card, received SSS records, employment records with SS number, prior SSS certifications).

  • Proof that you paid the funeral expenses

    Official source

    Use the official checklist (official receipts, contracts, and related proofs SSS accepts for your claim path).

  • SS Number / My.SSS registration for online member-claimants

    If it appliesOfficial source

    Member-claimants need an SS Number and My.SSS registration, plus DAEM enrollment for disbursement.

How To Do It

  1. 1

    Gather death, membership, and funeral-payment proofs

    Official source

    Match documents to the official Funeral Benefit checklist before filing.

  2. 2

    Choose My.SSS (member-claimant) or SSS branch (non-member)

    Official source

    Do not assume online filing is available if you are not an SSS member-claimant.

  3. 3

    Submit the claim and enroll disbursement details

    Official source

    Upload or present required IDs and proofs; enroll DAEM when filing online.

  4. 4

    Receive the lump-sum funeral benefit if approved

    Official source

    Amount depends on the deceased’s posted contributions under the published bands.

Fees

Getting an SS Number is separate from paying contributions. Confirm contribution amounts on official SSS channels.

Published funeral benefit amount framework
SSS publishes contribution-based bands (including examples such as a fixed lower amount under 36 contributions and a higher variable band at/above 36). Quote My.SSS / the live official page for the figure that applies—do not rely on outdated blog amounts.
Confirm at office
Confirm on official SSS page

Important Notes

  • Confirm live amount bands

    Official source

    Funeral benefit amounts have been revised by SSS circulars. Always verify the amount text on https://www.sss.gov.ph/funeral-benefit/ on the day you file.

Where / How To Apply

Online via My.SSS for SSS member-claimants; over-the-counter at any SSS branch for non-SSS member-claimants, per the official Funeral Benefit page.

Become an SSS MemberVisit SSS website

Official Forms

Links go to current official agency sources. Ano Kailangan does not host government PDF copies. Do not assume a downloadable file is accepted for filing unless the note below says so.

  • SSS Funeral Benefit claim (My.SSS / OTC)

    Social Security System

    Printed submission may apply in some channels—confirm on the current official source before you rely on a printout.

    Member-claimants use My.SSS. Non-member claimants file OTC—use forms SSS issues at the branch or hosts on sss.gov.ph.

    Last verified October 9, 2026 · Evidence VERIFIED

    Open official source

Official Sources

Verify the checklist against the agency before you travel or pay.